If you're a music lover, there's a good chance you've seen a charge from "Spotify" on your bank statement. Most of the time, this is a legitimate charge for a subscription to their music streaming service. However, there are times when this charge might be unexpected or even fraudulent. This article will help you understand what a Spotify charge is and what to do if you don't recognize it.
What is a Spotify Charge?
Typically, a charge from "SPOTIFY" on your bank statement is for a Spotify Premium subscription. This could be an individual plan, a student plan, or a family plan. The charge is usually a recurring monthly fee. You might also see a charge from Spotify if a free trial has ended and converted to a paid subscription.
Unrecognized Spotify Charge? Here's What to Do
If you see a charge from Spotify and don't remember subscribing, it's important to investigate. Here are the steps you should take:
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Check for a Forgotten Subscription: It's possible you signed up for a free trial and forgot to cancel it. You could have also signed up using a different email address, your phone number, or through a third-party service like Apple or Google. Try logging into Spotify with any details you commonly use online.
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Ask Friends and Family: If you share your payment information with family or friends, it's possible one of them used your card to pay for their Spotify account.
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Contact Spotify Support: If you've ruled out the above possibilities, it's time to contact Spotify's customer support. They can help you identify the charge and determine if it's fraudulent. Be prepared to provide them with a screenshot of the charge on your bank statement.
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Contact Your Bank: If you suspect the charge is fraudulent, contact your bank immediately. They can help you dispute the charge and may issue you a new card to prevent further unauthorized charges.
How Spotify Charges Can Appear on Your Statement
Spotify charges can appear on your bank statement in a few different ways. Here are some examples:
- SPOTIFY STOCKHOLM
- SPOTIFY LONDON
- SPOTIFY 35314369001 GBR
In Summary
A charge from Spotify on your bank statement is usually a legitimate subscription fee. If you don't recognize the charge, be sure to check for forgotten subscriptions and with family members. If you suspect fraud, contact both Spotify and your bank to resolve the issue.
